American Express

Singapore Airlines KrisFlyer American Express^® Gold Credit Card

The Fastest Way to Earn Free Flights
Combining the heritage of two of the world’s most respected service brands, the Singapore Airlines KrisFlyer American Express^® Gold Credit Card offers you exceptional benefits and privileges.

Fastest way to earn KrisFlyer miles
	Earn a generous standard earn rate of 1 KrisFlyer mile for every RM2 you spend on your Card.
Double KrisFlyer miles for tickets purchased at singaporeair.com.my¹
	Earn double KrisFlyer miles on the purchase value of the ticket.
Save up to 22,500 KrisFlyer miles on flight awards and upgrades
	Enjoy an additional bonus when you spend RM40,000 on the Card in a year: receive a 22,500 KrisFlyer miles voucher² that you can use to save on an award ticket or redemption upgrade.
3,000 bonus KrisFlyer miles on Card activation
	The very first time you use your Singapore Airlines KrisFlyer American Express^® Gold Credit Card, you will receive a welcome bonus of 3,000 KrisFlyer miles³.
Airport Lounge privileges
	Enjoy complimentary lounge access to the Plaza Premium Lounge at Kuala Lumpur International Airport, Kuala Lumpur Low Cost Carrier Terminal and Senai Airport by presenting your Singapore Airlines American Express^® Gold Credit Card.
No annual Card fee for the first year
	We have waived the annual Card fee for your first year of membership so that you can experience all the privileges of the Singapore Airlines KrisFlyer American Express^® Gold Credit Card. For subsequent years you will be charged at an annual fee of RM250 to bring your dream destination closer, sooner!

Terms and Conditions

¹ - Double KrisFlyer miles are only earned when Singapore Airlines tickets are purchased for travel originating from the issuance place of your Singapore Airlines KrisFlyer American Express^® Gold Credit Card. The number of double KrisFlyer miles earned will be based on the purchase value of the ticket and not the actual distance flown. Purchase of SilkAir tickets is not eligible for double KrisFlyer miles.

² - This offer is only available to Basic Cardmembers who spend RM 40,000 per annum. The twelve (12) month period is defined as the Card anniversary year. • Offer is applicable to Basic Cardmembers only. Spending on Supplementary Cards will be included in the total calculation (summarisation) of the RM40,000 per annum. • Spend of RM40,000 is based on transactions at merchants and excludes interests, finance charges, cash withdrawals, balance transfers and all fees charged by Maybank. • Offer is valid for one-time redemption only and reservation and travel must be completed within six (6) months commencing on the following month after Card anniversary. • The Basic Card account must be in good standing order to be eligible for this offer. • Basic Cardmembers may choose one of the following offers. Either: (A) 50% off the KrisFlyer miles required for one (1) Economy redemption award (subject to a maximum of 22,500 KrisFlyer miles). Redemption award can be in the form of either Saver, Standard or Full Award. OR (B) 50% off the KrisFlyer miles required for (1) Upgrade redemption award (subject to a maximum of 22,500 KrisFlyer miles). Upgrade redemption award can either be an Economy to Business Class upgrade or a Business to First Class upgrade in the form of either Saver, Standard or Full Award. • Offer is considered redeemed even if less than 22,500 KrisFlyer miles is used. Excess KrisFlyer miles will not be credited to the Cardmember’s KrisFlyer account. • Offer is valid for one (1) ticket for either the Basic Cardmember OR redemption nominee. • Upgrade redemption award offer in Point (B) can be utilised on a commercial flight (in upgradable classes) purchased by the Basic Cardmember for travel on Singapore Airlines operated flight only. • Offer is subject to seat availability and cannot be combined with any other discounts or promotions. • The 50% discount is only applicable to the KrisFlyer miles required for redemption of the award. The 50% discount is not applicable to miles used to pay for KrisFlyer service fees or to fees, taxes and surcharges chargeable for the flight. • All American Express Cards cannot be used to purchase Singapore Airlines tickets for flights originating from China, Pakistan, Russia, Sri Lanka and South Africa. • Offer is to be used in conjunction with KrisFlyer miles in Cardmember's account. • Offer is valid for one time use only on Singapore Airlines operated flights. • KrisFlyer terms and conditions apply. • Singapore Airlines and Maybank reserve the right to change the terms and conditions at any time without prior notice. Usage of KrisFlyer miles earned through the Card is subject to the terms and conditions of the KrisFlyer program.

³ - Bonus 3,000 KrisFlyer miles applicable only upon first spend on the Card account and only applicable for new Cardmembers. Malayan Banking Berhad (referred to as Maybank) reserve the right to change the terms and conditions at any time without prior notice.

Access to World-Class Benefits
With the Singapore Airlines KrisFlyer American Express^® Gold Credit Card, you will enjoy benefits created specially to suit your needs.

Up to RM750,000 travel personal accident insurance
	Purchase your travel tickets with your Card and receive free travel personal accident insurance⁴ of up to RM750,000. In addition, you are automatically insured for travel inconvenience, providing you with cover against missed connections, luggage losses and delay.
No annual Card fee for the first year
	We have waived the annual Card fee for your first year of membership so that you can experience all the privileges of the Singapore Airlines KrisFlyer American Express^® Gold Credit Card. For subsequent years you will be charged an annual Card fee of RM250 to bring your dream destination closer, sooner!
Supplementary Card
	Share the convenience, benefits and privileges of the Singapore Airlines KrisFlyer American Express^® Gold Credit Card with your loved ones. All Supplementary Cards are first year free and thereafter RM125 per Card.
Up to 20 days interest free
	Enjoy the benefits of up to 20 interest-free days on purchases⁵.
Complete fraud protection guarantee
	Shop with confidence. American Express will not hold you responsible for any unauthorised charges on your Card both online and offline⁶.

Terms and Conditions

⁴ - Terms and Conditions apply. For more information please call Maybank on 1 800 889 559.

⁵ - Depends on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There is no interest-free period for cash advances and balance transfers.

⁶ - You will not be held liable for unauthorised charges, provided that you notify us no later than 60 days after the date of the first statement on which the error has occurred, and you have complied with your Card Conditions.

Taking You Further, Faster.

The Singapore Airlines KrisFlyer American Express^® Gold Credit Card brings you closer to your dream destination whenever you spend on the Card. Whether it’s for travelling, shopping, dining or entertainment, you will earn KrisFlyer miles that will let you fly for free.

Save up to 22,500 bonus KrisFlyer miles on flight awards and upgrades

Enjoy an additional bonus when you spend RM40,000 on the Card in a year: receive a 22,500 KrisFlyer miles voucher¹ . You will be taking off to your dream destination sooner than you think. You can redeem it for:

50% off the KrisFlyer miles required for one (1) Economy redemption award (subject to a maximum of 22,500 KrisFlyer miles). Redemption can be either in the form of Saver, Standard or Full award. OR

For example:
Miles required for Kuala Lumpur - Tokyo Economy Saver Round Trip:
Miles saved with your voucher¹ :
Miles required for you to discover the vibrant city of Tokyo:

50% off the KrisFlyer miles required for one (1) Upgrade redemption award (subject to a maximum of 22,500 KrisFlyer miles). Upgrade redemption can be either an Economy to Business Class Upgrade or a Business to First Class Upgrade in the form of either Saver, Standard or Full award.

For example:

Award Type	Round-Trip Upgrade	KrisFlyer Miles required	Total KrisFlyer Miles Savings With Voucher	KrisFlyer Miles Required From Your KrisFlyer Account
Saver	Shanghai (Economy to Business Class)	50,000	22,500	27,500
Saver	Tokyo (Business to First Class)	60,000	22,500	37,500
Saver	Sydney (Economy to Business Class)	70,000	22,500	47,500
Saver	London (Economy to Business Class)	90,000	22,500	67,500
Saver	New York (JFK) (Economy to Business Class)	100,000	22,500	77,500

Upgrade redemption award can either be an Economy to Business Class upgrade or a Business to First Class upgrade in the form of either Saver, Standard or Full Award. This table is for illustrative purposes only. For the complete award chart and full terms and conditions, please visit www.krisflyer.com.

3,000 bonus KrisFlyer miles on Card activation

The very first time you use your Singapore Airlines KrisFlyer American Express Gold Credit Card, you will receive a welcome bonus of 3,000 KrisFlyer miles³.

Fastest way to earn KrisFlyer miles

Enjoy a generous standard earn rate of 1 KrisFlyer miles for every RM2 you spend on your Card.

Double KrisFlyer miles online bookings

You will earn double KrisFlyer miles¹ on the value of Singapore Airlines tickets purchased online at singaporeair.com.my. That’s 2 KrisFlyer miles for every RM2 spent online.

More savings with American Express Selects^TM

American Express Selects^TM brings you a world of privileges with an exciting selection of year-round offers and savings. Use your Card to discover over 9,000 offers in more than 50 destinations worldwide. For the latest offers available in Malaysia and around the world, please visit www.americanexpress.com.my/selects.

Terms and Conditions

² - This offer is only available to Basic Cardmembers who spend RM 40,000 per annum. The twelve (12) month period is defined as the Card anniversary year. • Offer is applicable to Basic Cardmembers only. Spending on Supplementary Cards will be included in the total calculation (summarisation) of the RM40,000 per annum. • Spend of RM40,000 is based on transactions at merchants and excludes interests, finance charges, cash withdrawals, balance transfers and all fees charged by Maybank. • Offer is valid for one-time redemption only and reservation and travel must be completed within six (6) months commencing on the following month after Card anniversary. • The Basic Card account must be in good standing order to be eligible for this offer. • Basic Cardmembers may choose one of the following offers. Either: (A) 50% off the KrisFlyer miles required for one (1) Economy redemption award (subject to a maximum of 22,500 KrisFlyer miles). Redemption award can be in the form of either Saver, Standard or Full Award. OR (B) 50% off the KrisFlyer miles required for (1) Upgrade redemption award (subject to a maximum of 22,500 KrisFlyer miles). Upgrade redemption award can either be an Economy to Business Class upgrade or a Business to First Class upgrade in the form of either Saver, Standard or Full Award. • Offer is considered redeemed even if less than 22,500 KrisFlyer miles is used. Excess KrisFlyer miles will not be credited to the Cardmember’s KrisFlyer account. • Offer is valid for one (1) ticket for either the Basic Cardmember OR redemption nominee. • Upgrade redemption award offer in Point (B) can be utilised on a commercial flight (in upgradeable classes) purchased by the Basic Cardmember for travel on Singapore Airlines operated flight only. • Offer is subject to seat availability and cannot be combined with any other discounts or promotions. • The 50% discount is only applicable to the KrisFlyer miles required for redemption of the award. The 50% discount is not applicable to miles used to pay for KrisFlyer service fees or to fees, taxes and surcharges chargeable for the flight. • All American Express Cards cannot be used to purchase Singapore Airlines tickets for flights originating from China, Pakistan, Russia, Sri Lanka and South Africa. • Offer is to be used in conjunction with KrisFlyer miles in Cardmember's account. • Offer is valid for one time use only on Singapore Airlines operated flights. • KrisFlyer terms and conditions apply. • Singapore Airlines and Maybank reserve the right to change the terms and conditions at any time without prior notice. Usage of KrisFlyer miles earned through the Card is subject to the terms and conditions of the KrisFlyer program.

Singapore Airlines KrisFlyer American Express® Gold Credit Card

Singapore Airlines KrisFlyer American Express^® Gold Credit Card